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The OBPAI Geek Team2026/9/140 阅读

Best Travel Insurance Rankings 2026

Snapshot 2026-09-15. U.S. News 2026: Travelex 4.64 first; Seven Corners 4.31. Cutoff 3.75, 11 firms. Forbes Travel Insured 5.0 is secondary.

travel insuranceTravelexAllianzU.S. News
Best Travel Insurance Rankings 2026 - 天梯图与数据榜单

Snapshot 2026-09-15. The main table uses U.S. News 2026 Overall scores. Travelex is first at 4.64. Forty-five firms were assessed. The products are sold to U.S. residents. Group premiums sit in the global-insurer rankings. Carriers sit in the airline rankings. Booking sites sit in the online-travel rankings.

U.S. News 2026 Overall

Seven Corners is 4.31. World Nomads is 4.27. Allianz is 4.20. Berkshire Hathaway is 4.10. IMG is 3.80. WorldTrips and Travel Insured both sit at 3.79. Faye is 3.77, Tin Leg 3.76, HTH 3.75 — the cutoff. Bands follow score: 4.50 and up S, 4.27–4.49 A, 4.00–4.26 B, 3.79–3.99 C, 3.75–3.78 D. Sample quotes are the Italy trip on the same page.

#CompanyU.S. NewsSample solo/couple/familyNote
1Travelex4.64$550 / $594 / $420Highest overall; Ultimate solo quote $550
2Seven Corners4.31$459 / $742 / $788International / medical / CFAR; Choice solo $459
3World Nomads4.27$392 / $783 / $1,371Review cites 250+ sports; Epic solo $392
4Allianz4.20$577 / $844 / $626CFAR add-on up to 80%; Premier solo $577
5Berkshire Hathaway4.10$585 / $778 / $977International / affordable list; LuxuryCare solo $585
6IMG3.80$835 / $886 / $1,209Medical / CFAR; iTravelInsured LX solo $835
7WorldTrips3.79$463 / $620 / $758Tied with Travel Insured; page order 7; Elevate solo $463
8Travel Insured3.79$434 / $760 / $592Page order 8; Forbes 2026 score 5.0; Platinum solo $434
9Faye3.77$340 / $523 / $509Three plans from July 2026; solo quote $340
10Tin Leg3.76$541 / $718 / $872Affordable / CFAR; Luxury solo $541
11HTH3.75$682 / $853 / $957Cutoff score 3.75; Preferred solo $682

How this list is ranked

Snapshot 2026-09-15. The main table uses U.S. News 2026 Overall ratings. The page was updated on 5 August 2026; the scores use data collected in October 2025. Forty-five firms were assessed. A name had to be open to U.S. residents, sellable to anyone, and carry trip cancellation and interruption. Overall averages professional reviews, consumer reviews and credit ratings in equal parts. A 3.75 floor produced this year’s 11 names. Bands follow score: 4.50 and up S, 4.27–4.49 A, 4.00–4.26 B, 3.79–3.99 C, 3.75–3.78 D. WorldTrips and Travel Insured both sit at 3.79; page order makes them 7 and 8. Sample quotes are the same page’s two-week Italy trip in September 2026, not market averages. Category names come from the 8 January 2026 release. Forbes Advisor 2026 is a side table. The reviews cover U.S. products. Group premiums: global insurers. Pet cover: pet insurance. Carriers: airlines. Booking sites: online travel. No claim-ratio decimals. Names: docs/glossaries/travel-insurance-2026-glossary.md.

SourceSnapshotBasisWeight
U.S. News 2026 Best Travel InsuranceUpdated 5 Aug 2026; data Oct 2025Overall; Travelex 4.64 first; cutoff 3.75; 45 firmsPrimary
U.S. News 2026 release8 Jan 2026International / affordable / CFAR / medical lists; 2025 survey: 65% call travel insurance important, about 50% of Americans buy itSupport (categories)
U.S. News press room8 Jan 2026Same 11 names as the releaseSupport
Forbes Advisor 2026 Best Travel InsuranceVerified 3 Sep 202683 policies, 1,660 features; Travel Insured 5.0; does not reset the main tableSupport
Forbes 2026 cost pageVerified 17 Jun 202658 policies, 20 firms, average premiums; not a rankingSupport
IMG note, 18 Mar 202618 Mar 2026iTravelInsured Travel LX plan-level 5.0 for medical and evacuation; 69 policies / 23 firms then, later superseded by the September page’s 83Support

U.S. News category lists

The release is dated 8 January 2026. International, affordable, cancel-for-any-reason and medical names are copied below. Annual, cruise, senior and preexisting lists were named as categories but not fully filled in the release, so they stay out. The same note cites a 2025 survey: 65% of respondents call travel insurance important, and about half of Americans buy it.

CategoryNames in the release
InternationalTravelex, Seven Corners, Allianz, Berkshire Hathaway
Most AffordableTrawick, Tin Leg, Berkshire Hathaway, IMG, AXA Assistance USA, WorldTrips, Travel Insured
Cancel For Any ReasonAllianz, Travelex, Seven Corners, World Nomads, IMG, WorldTrips, Travel Insured, Tin Leg, HTH
MedicalTravelex, Seven Corners, IMG, WorldTrips, Travel Insured, HTH

Forbes Advisor 2026 scores

The Forbes page was checked on 3 September 2026. Eighty-three policies, 1,660 features, nine firms. Travel Insured is 5.0 for families. Tin Leg is 4.8 for delays. IMG is 4.7 for baggage. HTH, PrimeCover and Seven Corners are 4.6. Aegis, Battleface and WorldTrips are 4.5. Those scores do not reset the table above. The cost page prices 58 policies and is not a ranking.

CompanyForbesBadge
Travel Insured International5.0Families
Tin Leg4.8Flight delay
IMG4.7Baggage
HTH Worldwide4.6Preexisting conditions
PrimeCover4.6Medical
Seven Corners4.6International travel
Aegis4.5Trip cancellation
Battleface4.5Budget
WorldTrips4.5Seniors

City arrivals sit in the travel-city rankings. Attractions sit in the attraction rankings. Pet cover sits in the pet-insurance rankings.

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文章来源:OBPAI TierList